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SwitchWize MCP

US rates and fees with source freshness

2723 ms

answered our call

State
Answered
Protocol
MCP 2025-06-18
Tools listed
18
Answered
3 of the last 3 calls

How to reach it

  • MCP, HTTPhttps://www.switchwize.com/api/mcp
  • npmnpx -y switchwize-mcpReleased 4 Oct 2026, version 0.3.0

What it can do

ToolWhat it says it does
best_move_this_weekGiven the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
business_card_costEstimate yearly rewards minus annual, foreign and late fees for four small-business credit cards, given monthly spend, spend in the bonus category, share of spend abroad and late payments per year. Fees come from issuer pages a reviewer read and quoted; a fee with no current quote is marked not…
compare_accountsCompare two to five named banks on the editor-approved rates for savings, money market, checking or CDs (CDs by termMonths, default 12). For a balance, return each bank's APY, yearly interest, the gap to the best bank in your set and to the best verified rate, with verified date and source. Only…
compare_switch_savingsCompare a user's current APY with SwitchWize's current top savings APY for a balance.
get_bank_gapEstimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the national savings…
get_bank_gap_indexReturn the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
get_card_changesReturn recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
get_card_downgrade_pathReturn verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug)…
get_card_offersReturn current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
get_cd_rollover_rulesReturn verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an…
get_fed_hike_pass_throughReturn how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation…
get_index_datasetReturn a SwitchWize index dataset summary and recent series.
get_rate_freshnessReturn public data source freshness status and affected routes. savings is an alias for hysa; money-market is an alias for mma. Also supports cds, checking, macro, bank-gap-index, and indices. Omit category for all supported sources. Unknown categories return an error; a source with no…
get_reality_scoreEstimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net value, caveats, sources…
get_reward_valuationsReturn SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
get_top_hysa_ratesReturn top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds every listed…
get_top_ratesReturn top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified…
get_transfer_bonusesReturn current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

In its maker's words

Sixteen read-only US rate, savings-gap, Fed, card and CD tools with sources and freshness.

Website
www.switchwize.com/developers
Source
github.com/switchwize/switchwize-mcp
Publisher
switchwize
Listed from
the official MCP Registry as io.github.switchwize/switchwize-mcp
Version
0.3.0, updated 12 Oct 2026
Kinds of work
Finance and markets, Search and research

The domain it lives on

switchwize.com
registered 24 Mar 2026 (8 months ago), at GoDaddy.com, LLC, its home page is a working site

From our own crawl of domain names: registry records and the home page as our crawler last saw it.

Every call we made

WhenWhat happenedTime
Answered2723 ms
Answered2732 ms
Answered1093 ms

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