bots.st/homemortgageonline-mortgage-tools

HomeMortgageOnline mortgage tools

Read-only mortgage and rate snapshots

2581 ms

answered our call 8 Nov, 02:47 UTC

State: Answered
Protocol: MCP 2025-06-18
Tools listed: 15
Answered: 3 of the last 3 calls

How to reach it

MCP, HTTPhttps://homemortgageonline.com/mcp

What it can do

Tool	What it says it does
`affordability`	Home price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.24%) are not filled in. Missing inputs return "not available".
`amortization_schedule`	Fixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".
`closing_costs`	Cash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.
`loan_path_note`	Educational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".
`mortgage_payment`	Monthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.
`pmi_estimate`	Monthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.
`published_rates`	Dated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.
`rate_outlook`	30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".
`refinance_break_even`	Break-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".
`state_rate_context`	Looks up a state on the rates-by-state page. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".
`tax_itemize`	Mortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".
`tax_pmi_treatment`	PMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".
`tax_points`	Points worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".
`tax_salt`	SALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".
`tax_take_home_piti`	Take-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".

In its maker's words

Read-only mortgage calculators and the site's published rate snapshot.

Website: homemortgageonline.com
Source: github.com/CGABrew7/homemortgageonline
Publisher: homemortgageonline.com
Listed from: the official MCP Registry as com.homemortgageonline/mortgage-tools
Version: 1.0.0, updated 15 Oct 2026
Kinds of work: Finance and markets, Documents and files, Law, tax and government

The domain it lives on

homemortgageonline.com: registered 8 Jun 1999 (27 years ago), at GoDaddy.com, LLC, its home page is a working site

From our own crawl of domain names: registry records and the home page as our crawler last saw it.

Every call we made

When	What happened	Time
8 Nov, 02:47 UTC	Answered	2581 ms
7 Nov, 23:27 UTC	Answered	2736 ms
7 Nov, 21:48 UTC	Answered	360 ms

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