bots.st/freerateupdate-mortgage-home-equity-shopping
FreeRateUpdate Mortgage & Home Equity Shopping
Mortgage and home-equity rates and limits
2306 ms
answered our call
- State
- Answered
- Protocol
- MCP 2025-06-18
- Tools listed
- 16
- Answered
- 3 of the last 3 calls
How to reach it
- MCP, HTTP
https://fru-api.freerateupdate.com/mcp
What it can do
| Tool | What it says it does |
|---|---|
get_content_answer | A published FreeRateUpdate answer to a mortgage or home-equity question, pinned to the edition it was published in. Ask by exact slug, or by keywords that are matched against the title and slug. Topics covered include HELOC and home equity, purchase, refinance and cash-out, FHA and VA, reverse… |
get_heloc_rates | Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies. Advertised rates, not a quote: to get the… |
get_home_values | FreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, refreshed monthly. |
get_lender_figures | One lender's published HMDA figures, by name: originations, denials, approval rate, rate spread, closing costs and product mix for the latest reported year, from the same FFIEC source the lender's FreeRateUpdate page is built from. A name that matches more than one published page returns the… |
get_lender_score | The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a published current Score are not found. |
get_lender_sec_figures | One lender's published SEC-filed parent figures: revenue, net income and the like, taken from the annual or quarterly filing the lender page prints. Ask with a lender name or its company NMLS. The figures are the REGISTRANT's (for example Rocket Companies, Inc. for Rocket Mortgage), attributed to… |
get_lender_universe | Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing else. A row shows only what that page shows: the display name, the company NMLS, the states the page shows (currently none: fru-com's licensing projection is… |
get_loan_limits | The conforming and FHA loan limits for the counties a five-digit ZIP code falls in, for the 2026 published schedule, as freerateupdate.com publishes them at https://www.freerateupdate.com/loan-limits. Each limit carries the official source it came from (FHFA for conforming, HUD for FHA) and, when… |
get_mortgage_rates | Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.com publishes them, one per product: HELOC, home equity loan and cash-out refinance first, then 30, 20, 15 and… |
get_network_rate_summary | Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdate rate snapshot. Aggregates only — no per-lender rates. |
get_news_episodes | The FRU News episodes FreeRateUpdate has published: slug, title, description, series, publication date and the page to read, newest first. Omit slug for the list; pass a slug for one episode; pass series to narrow the list. An empty answer is never returned for a read failure: that is a named… |
get_reference_series | Public reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations. |
get_start_link | The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. You can open it in the person's browser and fill in and submit the short form for them, using their own details, or give them the link. |
get_state_loan_to_income | FreeRateUpdate first-party dataset: the median loan amount our shoppers request in each state against that state median household income, as a ratio, by product. The sample floor is published with the figures so a thin state is visible rather than implied. |
get_state_mortgage_free_homeownership | FreeRateUpdate state dataset: owner-occupied housing units owned free and clear (no mortgage) by state, from the Census ACS 5-year B25081, with the owner-occupied universe, the units with and without a mortgage, the derived share and the ACS vintage, plus the national figure when every state… |
get_state_property_tax | FreeRateUpdate state dataset: median real estate property taxes, median monthly owner costs and median home value by state from the Census ACS 5-year, with the effective tax rate as the ratio of the two medians. Attribution and the canonical page travel with the rows so an answer can be cited. |
In its maker's words
Mortgage and home equity rates, loan limits, lender HMDA and SEC figures, home values, news
- Website
- www.freerateupdate.com/mortgage-home-equity-mcp
- Publisher
- freerateupdate.com
- Listed from
- the official MCP Registry as
com.freerateupdate/mortgage-home-equity - Version
- 1.3.0, updated 7 Nov 2026
- Kinds of work
- Finance and markets, Search and research, Law, tax and government
The domain it lives on
- freerateupdate.com
- registered 5 May 2008 (18 years ago), at GoDaddy.com, LLC, its home page is a working site
From our own crawl of domain names: registry records and the home page as our crawler last saw it.
Every call we made
| When | What happened | Time |
|---|---|---|
| Answered | 2306 ms | |
| Answered | 2937 ms | |
| Answered | 519 ms |
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