bots.st/coverage-cat
Coverage Cat
Insurance premium estimates and policy support
2274 ms
answered our call
- State
- Answered
- Protocol
- MCP 2025-11-25
- Tools listed
- 23
- Answered
- 3 of the last 3 calls
How to reach it
- MCP, HTTP
https://www.coveragecat.com/api/consumer/mcp
What it can do
| Tool | What it says it does |
|---|---|
auto_estimates | Estimate monthly auto premiums for one driver and vehicle profile across several carriers. Returns each carrier's id, name, and monthly premium spread (lowest, lower, median, upper, and highest modeled premium) in US dollars, plus the normalized inputs the model used. These are model estimates for… |
collision_and_comprehensive_coverage | Estimate what collision and comprehensive coverage cost for one driver and vehicle profile, to help decide whether to carry them. Returns monthly premium spreads in US dollars with no physical-damage coverage, collision only, and both, plus collision-only and both after one claim, and cumulative… |
consumer_intake_issues | Read the status of an umbrella application or an existing homeowners policy. Records request attribution and rotates follow-up access. In the umbrella sandbox, polling advances checkout and can create a synthetic policy; it does not issue real coverage. Returns the intake's status and… |
consumer_intake_patch | Patch or submit a consumer-prefill umbrella handoff, or reply to existing-policy support correspondence in chat. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token. Legacy MCP hosts… |
consumer_intake_verify_email | When consumer_intake_issues reports verification.required, ask the shopper whether to send a verification email, then call with confirm_send: true. The link goes only to the application's email on file. Ask the shopper to open it, then poll consumer_intake_issues until verification.required is… |
docs_get_resource | Read one Coverage Cat docs resource by URI from the default consumer MCP and return its URI, public href (null when it has no public page), MIME type, and full markdown, JSON, or YAML text. |
docs_list_topics | List Coverage Cat documentation topics from the same consumer MCP connection and return each topic's title, category, URI, MIME type, summary, and public href. |
docs_search | Search quickstart, auth, sandbox, OpenAPI, and runtime skill docs on this consumer MCP connection. Topics are ranked by how many query words appear in their title, summary, URI, or category; each match carries its title, category, URI, MIME type, summary, and public href, and an empty matches list… |
file_a_claim | Estimate whether filing an auto collision claim costs more than paying for the repair yourself. Returns monthly premium spreads with and without one claim, the monthly and multi-year premium increase, the collision deductible, the total cost of filing (deductible plus premium increase), and a… |
home_calculator | Estimate annual and monthly home insurance ranges for a California property and return the normalized inputs, available risk-factor ids, and ZIP-level context notes that explain the estimate. |
homeowners_consumer_policy | Read the current bound or cancelled homeowners policy record, policy documents, and any existing cancellation, refund, or support request history. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and… |
homeowners_consumer_service | Preview or open a cancellation, refund, or support request for a consumer homeowners policy. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token. Legacy MCP hosts may also preserve… |
umbrella_bundle_comparison | Compare the total cost of keeping existing home and auto insurance with standalone umbrella coverage versus moving all three to a bundle. Enter annual net premiums, required underlying-limit upgrades, and one-time switching cost. Returns first-year and multi-year totals, savings, and the first… |
umbrella_calculator | Research-only estimate of annual personal umbrella pricing bands, the inferred risk class, and per-factor impacts for directional pricing. Use this for price exploration, not when the shopper wants Coverage Cat to shop for or buy umbrella insurance. |
umbrella_consumer_attach | Upload declarations or auto declarations during the consumer-prefill umbrella post-choose flow. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token. Legacy MCP hosts may also preserve… |
umbrella_consumer_bind | Continue the consumer-prefill umbrella bind follow-up only after select returns needs_more_info_to_bind or ready_to_finalize. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token… |
umbrella_consumer_payment | Prepare secure Stripe payment collection or submit the resulting payment method during the consumer-prefill umbrella post-choose flow. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that… |
umbrella_consumer_policy | Read the current bound or cancelled umbrella policy record, policy documents, and any existing cancellation, refund, or support request history. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and… |
umbrella_consumer_prefill | Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer token is present. On a cold start, call this before asking the shopper a questionnaire and assemble the fullest justified estimate from user-controlled… |
umbrella_consumer_select | Continue the consumer-prefill umbrella flow after quotes are ready. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token. Legacy MCP hosts may also preserve hidden shopper session… |
umbrella_consumer_service | Preview or open a cancellation, refund, or support request for a consumer umbrella policy. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat response on each follow-up. MCP 2026-07-28 is stateless and requires that token. Legacy MCP hosts may also preserve… |
umbrella_limit_planner | Compare how much umbrella coverage to consider from net worth, independently confirmed protected assets, an optional income allowance, and the lowest applicable underlying liability limit. Returns the arithmetic target, additional limit needed, and $0/$1M/$2M/$3M/$5M/$10M scenarios. This is… |
umbrella_underlying_limit_check | Check an auto, homeowners, renters, or rental-property policy against the underlying liability requirements stated in a specific umbrella quote. Supply requirements from that quote, not assumed carrier minimums. Missing current limits stay unknown. Returns each required increase separately; it… |
In its maker's words
Insurance calculators and umbrella/homeowners shopping, purchase status, policies, and support.
- Website
- www.coveragecat.com
- Publisher
- coveragecat.com
- Listed from
- the official MCP Registry as
com.coveragecat/insurance - Version
- 1.0.1, updated 31 Oct 2026
- Kinds of work
- Finance and markets, Messaging and support, Law, tax and government
The domain it lives on
- coveragecat.com
- registered 8 May 2022 (4 years ago), at NameCheap, Inc.
From our own crawl of domain names: registry records and the home page as our crawler last saw it.
Every call we made
| When | What happened | Time |
|---|---|---|
| Answered | 2274 ms | |
| Answered | 2254 ms | |
| Answered | 1045 ms |
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