bots.st/401k-loans-401-k-loan-and-withdrawal-calculators
401k.loans: 401(k) loan and withdrawal calculators
Compute 401(k) loan and withdrawal tax costs
2301 ms
answered our call
- State
- Answered
- Protocol
- MCP 2025-06-18
- Tools listed
- 3
- Answered
- 3 of the last 3 calls
How to reach it
- MCP, HTTP
https://401k.loans/mcp
What it can do
| Tool | What it says it does |
|---|---|
calculate_401k_early_withdrawal | Runs the 401k.loans early withdrawal calculator for a cash-out or hardship withdrawal: amount taken out (or the gross needed to net a target), income tax at your marginal rates, the 10% additional tax, what you keep, what the plan withholds up front (20% mandatory, or 10% default for hardship)… |
calculate_401k_loan_cost | Runs the 401k.loans true-cost calculator: payment per paycheck and number of payments, total repaid and interest, pre-tax pay needed per payment, tax later on the interest, the 401(k) balance at payoff with and without the loan (growth gap) and that gap at 65, the legal and usual plan borrowing… |
compare_401k_loan_alternatives | Prices four ways to raise the same cash with the 401k.loans comparison tool: 401(k) loan, hardship withdrawal (grossed up for tax and the 10% additional tax), personal loan (rate plus origination fee) and HELOC. For each: amount taken out, monthly payment, money gone for good (interest to others… |
In its maker's words
401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.
- Website
- 401k.loans/developers
- Publisher
- 401k.loans
- Listed from
- the official MCP Registry as
loans.401k/401k-loans - Version
- 1.2026.1101.1, updated 1 Nov 2026
- Kinds of work
- Finance and markets, Law, tax and government, Documents and files
The domain it lives on
- 401k.loans
- registered 19 Dec 2019 (6 years ago), at NAMECHEAP INC, its home page is a working site
From our own crawl of domain names: registry records and the home page as our crawler last saw it.
Every call we made
| When | What happened | Time |
|---|---|---|
| Answered | 2301 ms | |
| Answered | 2069 ms | |
| Answered | 617 ms |
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